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How To Pay For Vet School?

HomeFinancial TipsHow To Pay For Vet School?

How To Pay For Vet School?

So, you’ve decided to follow your passion for animals and pursue a career in veterinary medicine. The rewards of working in this field are endless, from saving lives to providing care for our furry friends. However, the journey to becoming a veterinarian is often challenging, not least due to the cost of obtaining a degree. In this article, we’ll explore how to pay for veterinary school, discuss companies that pay for vet school, and look at ways to go to vet school for free. Moreover, we’ll delve into the cheapest ways to become a veterinarian and address the question of how expensive is vet school, including how much it costs to attend.

Understanding the Cost of Veterinary School

Before we discuss how to pay for veterinary school, it’s crucial to understand the expenses involved. When assessing how much does it cost to go to vet school, consider tuition fees, living expenses, books and supplies, and other fees. 

As of 2021, tuition for in-state students at public institutions averaged around $32,000 per year, while out-of-state students faced an average of $52,000 annually. Tuition for private institutions ranged from $45,000 to over $60,000 per year. With these figures in mind, seeking creative ways to finance your education is crucial.

Scholarships and Grants

The cheapest way to become a veterinarian is by minimizing costs through scholarships and grants. Scholarships can be merit-based or need-based, and numerous organizations and universities offer them. Begin your search early, and be diligent in exploring all available opportunities. Grants, on the other hand, are need-based financial aid that does not need to be repaid. The Free Application for Federal Student Aid (FAFSA) is a great starting point for finding grants, as it provides access to federal, state, and institutional grants.

Federal Work-Study and Part-Time Employment

Federal Work-Study programs and part-time employment offer an excellent opportunity for students to gain work experience while also earning money to help cover the cost of their education. The Federal Work-Study program provides funding for part-time jobs for students with financial needs, allowing them to make money while attending school. These jobs may be on-campus or off-campus, including positions in animal hospitals or veterinary clinics.

Part-time employment can also provide valuable experience in the field while helping you offset veterinary education costs. Veterinary schools may offer on-campus employment opportunities or placements at affiliated animal hospitals, providing hands-on experience in the field.

Balancing work and study can be challenging, so managing your time effectively and communicating with your employer about your academic commitments is essential. Many employers may be willing to accommodate your schedule, recognizing the importance of balancing work and education.

Companies That Pay for Vet School

Companies that pay for vet school can provide an excellent opportunity for aspiring veterinarians to finance their education. Many organizations recognize the value of having highly trained and skilled veterinarians in their workforce and offer tuition assistance or reimbursement programs for employees pursuing veterinary education.

Large veterinary hospital chains, pharmaceutical companies, and animal health corporations are some of the companies that pay for vet school. These companies may offer scholarships, loan forgiveness programs, or tuition reimbursement plans, which can help offset the cost of your education.

Before accepting a job offer, research potential employers and inquire about their tuition assistance or reimbursement programs. Many companies may require employees to work for them for a specified period before providing financial aid. Before committing to a position, ensure you understand the program’s terms and conditions.

Working for a company that pays for vet school not only helps you finance your education but can also provide valuable experience in the field. Many programs require participants to work for the organization for a specified period after graduation, providing an opportunity for hands-on training and the development of professional connections.

Loan Forgiveness Programs

Although student loans may be necessary, loan forgiveness programs are available to help ease the burden of repayment. An example of a loan forgiveness program is the Public Service Loan Forgiveness (PSLF) program, which forgives any outstanding balance on federal Direct Loans after 120 qualifying monthly payments have been made under a qualifying repayment plan while working full-time for an eligible employer. These employers may include government organizations, non-profit organizations, and public service organizations, such as rural veterinary clinics.

Military Options

If you’re interested in a career serving your country and animals, the military offers programs to help you go to vet school for free or at a reduced cost. The U.S. Army Veterinary Corps provides the Health Professions Scholarship Program (HPSP), which covers full tuition, provides a monthly stipend, and pays for books and fees for veterinary students. In return, participants commit to serving as active-duty veterinarians for a specified period after graduation. This path not only helps you pay for your veterinary education but also provides valuable experience and professional connections in the field.

Attend a More Affordable Veterinary School

Attending a more affordable veterinary school is an excellent way to minimize the cost of your education while still obtaining a high-quality degree. Tuition fees can vary significantly between institutions, with public, in-state universities often offering lower tuition rates than private or out-of-state institutions.

When considering attending a more affordable veterinary school, ensure that the institution you select is accredited by organizations like the American Veterinary Medical Association (AVMA). This accreditation ensures that your degree is recognized and you can practice in your home country upon graduation.

In addition to considering public, in-state universities, exploring regional tuition reciprocity agreements can help you attend more affordable veterinary schools. These agreements allow students from neighboring states to participate in public universities at a reduced cost. Additionally, attending a university in an area with a lower cost of living can help you save on living expenses while in school.

Dual Degree Programs

Dual degree programs, such as the Doctor of Veterinary Medicine (DVM) combined with a Master’s in Public Health (MPH) or a Master’s in Business Administration (MBA), may offer unique funding opportunities. While these programs extend the duration of your education, they open up new career possibilities and often come with additional scholarships or financial aid options. Some dual degree programs also provide assistantships or fellowships, which can help offset the cost of tuition and living expenses.

While dual degree programs extend the duration of your education, they can provide an opportunity to develop skills in complementary areas of study, ultimately making you a more well-rounded professional. Some dual degree programs also offer assistantships or fellowships, which can help offset the cost of tuition and living expenses.

When considering a dual degree program, research and compare the costs associated with attending each program separately versus the combined cost of the dual degree program. Apart from that, ensure that the institutions you consider are accredited and that the program aligns with your career goals.

Seek Out Paid Internships or Externships

Some veterinary schools offer paid internships or externships for students, allowing them to gain experience in the field while earning money to help cover their expenses. This hands-on experience enables you to pay for vet school, enriches your education, and enhances your resume. 

When seeking paid internships or externships, it’s essential to research potential employers and inquire about available opportunities. Veterinary schools may offer on-campus placements, while animal hospitals and clinics offer off-campus options. Understanding the time commitment and compensation associated with each opportunity is important, as some programs may require more extensive work hours than others.

Paid internships and externships provide financial benefits and allow you to gain valuable experience in the field, ultimately making you a more competitive candidate for future positions. Consider utilizing these opportunities to connect with industry professionals and gain insight into the various areas of veterinary medicine.

Consider Income-Driven Repayment Plans

If you need to take out loans to pay for veterinary school, consider opting for an income-driven repayment (IDR) plan after graduation. IDR plans tie your monthly loan payments to your income and family size, making them more manageable than standard repayment plans. Although you may pay more interest over time, IDR plans provide a safety net if you struggle with repayment and may lead to loan forgiveness after 20-25 years of qualifying payments.

Exploring International Veterinary School Options

While many aspiring veterinarians may focus their search for affordable education within their home country, considering international veterinary schools can open up a world of opportunities. Studying abroad not only exposes you to new cultures and practices but may also present more cost-effective options for your veterinary education.

When discovering international vet schools, ensuring that the institutions you consider have received accreditation from organizations like the American Veterinary Medical Association (AVMA) is crucial. This accreditation will ensure that your degree is recognized and that you can practice in your home country upon graduation.

Tuition fees and living expenses can vary greatly between countries, so it’s essential to research and compare the costs associated with studying in different locations. Some countries may offer lower tuition fees or living expenses, making it an attractive option for students seeking an affordable veterinary education. However, keep in mind that additional costs such as travel, visas, and health insurance must also be factored into the overall cost.


While the cost of attending veterinary school can be daunting, there are numerous ways to minimize expenses and make your dream of becoming a veterinarian a reality. From scholarships and grants to loan forgiveness programs and military service, exploring all available options is essential for finding the best way to pay for your education. Remember to stay proactive in your search and be open to alternative pathways to achieve your goal of working in the rewarding field of veterinary medicine.