In case you are searching for a fast and efficient solution of your current financial difficulties, the solution that will help you to solve various economic issues, then YourPayDay may be what you are searching for.
Many users have already tried this financial platform, which has assisted them in paying bills, buy a new car, do some work around the house and many other issues. YourPayDay is always ready to help everyone who needs money. It offers the experienced lenders who will provide you with a fast, reliable and stress-free solution of your financial issues. No matter what size of the loan you need, as YourPayDay will connect you with a lender who will help you to solve an economic problem.
All the sensitive information that is transmitted between YourPayday.com and your browser uses 128-bit Secure Socket Layer (SSL) encryption technology. Therefore, you can be sure that your information is securely protected.
The YourPayDay loan is not a lender. It is only a loan connecting service, and it does not make short-term loans or credit decisions. It only connects consumers (borrowers) with third-party lenders. You should not leave your home to apply for a loan. Instead, it offers a convenient way of money loan: online application. It means that if you want to apply for credit, you should have any smart device and the Internet connection. The process occurs in real time; therefore, it will take only a couple of minutes. YourPayDay will connect you with a third-party lender who will provide you with an offer including terms and conditions of the loan. In case you agree with the terms and conditions and accept them (you can decline them), you will receive your funds the next business day.
You should take into account that each lender can have his loan requirements. However, the standard minimum loan requirements include the following:
- To apply for a loan, you should be at least 18 years old;
- Valid saving or checking account with direct deposit;
- At least $1000 regular monthly income;
- For personal loans you will need a fair credit rating;
- You should not be a member of the Army, Marine Corps, Air Force, Coast Guard or Navy who is under a call or order that does not take 30 days or less
- You are unemployed;
- You have taken multiple PayDay loans already;
- You have not regular income;
- You are a gambler.
To begin with, you should fill a simple application form. Then, your information will be shared with third party lenders who can make you a loan offer. The lender will send you his terms and conditions on loan. You can either accept it or deny a proposal. In case you receive an offer, you confirm that you agree with his terms and conditions (take into account that every lender has his/her terms and conditions). Check the information on the fees, renewal terms, APR (the cost of credit yearly) and consequences of non-payment attentively.
- You will get a request for a loan amount.
- Payday loans range $100-$1000
- Installment loans range between $100 -$5,000
- Personal loans range $500-$35,000
- You should also take into account that loan may vary, depending on the lender, income, financial institution, and the other factors.
YourPayDay is a small (usually up to $1000) short-term cash advance. It is an excellent choice for those who need a fast financial solution, but not the best one for those who need a short-term loan.