YourPayDay Loan Review

YourPayDay Loan Review

YourPayDay loan review

Editor’s Rating


YourPayDay Key Information

In case you are searching for a fast and efficient solution of your current financial difficulties, the solution that will help you to solve various economic issues, then YourPayDay may be what you are searching for.

Many users have already tried this financial platform, which has assisted them in paying bills, buy a new car, do some work around the house and many other issues. YourPayDay is always ready to help everyone who needs money. It offers the experienced lenders who will provide you with a fast, reliable and stress-free solution of your financial issues. No matter what size of the loan you need, as YourPayDay will connect you with a lender who will help you to solve an economic problem.

Pros and Cons of YourPayDay Loan

Pros of YourPayDay Loan

  • Get your funds the next business day
  • Loan from $100-$35 000
  • Get approved fast
  • Direct deposit
  • No restriction on your money spending

Cons of YourPayDay Loan

  • Higher interest rates on short-term loans
YourPayDay loan review

Is It Safe to Apply With YourPayDay?

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Are YourPayDay Loans Right for You?

The YourPayDay loan is not a lender. It is only a loan connecting service, and it does not make short-term loans or credit decisions. It only connects consumers (borrowers) with third-party lenders. You should not leave your home to apply for a loan. Instead, it offers a convenient way of money loan: online application. It means that if you want to apply for credit, you should have any smart device and the Internet connection. The process occurs in real time; therefore, it will take only a couple of minutes. YourPayDay will connect you with a third-party lender who will provide you with an offer including terms and conditions of the loan. In case you agree with the terms and conditions and accept them (you can decline them), you will receive your funds the next business day.

You should take into account that each lender can have his loan requirements. However, the standard minimum loan requirements include the following:


  • To apply for a loan, you should be at least 18 years old;
  • Valid saving or checking account with direct deposit;
  • At least $1000 regular monthly income;
  • For personal loans you will need a fair credit rating;
  • You should not be a member of the Army, Marine Corps, Air Force, Coast Guard or Navy who is under a call or order that does not take 30 days or less


Lenders Can Decline Your Payday Loan Application in Case:


  • You are unemployed;
  • You have taken multiple PayDay loans already;
  • You have not regular income;
  • You are a gambler.


YourPayDay Loan Application Process

To begin with, you should fill a simple application form. Then, your information will be shared with third party lenders who can make you a loan offer. The lender will send you his terms and conditions on loan. You can either accept it or deny a proposal. In case you receive an offer, you confirm that you agree with his terms and conditions (take into account that every lender has his/her terms and conditions).  Check the information on the fees, renewal terms, APR (the cost of credit yearly) and consequences of non-payment attentively.

How Much Can You Borrow?


  • You will get a request for a loan amount.
  • Payday loans range $100-$1000
  • Installment loans range between $100 -$5,000
  • Personal loans range $500-$35,000
  • You should also take into account that loan may vary, depending on the lender, income, financial institution, and the other factors.


YourPayDay Loan Quick Facts

  • Quick approval time

    Their online application form is secure as well as will take only a few minutes to be submitted. Moreover, a lender will contact you fast. What is more important, to get approval for loan you do not need to provide much financial information.

  • Get your money from home

    Now you should not wait in queries waiting for credit (as it is in traditional money borrowing institutions – banks). It is easy to submit your online information as well as be matched with your lender to get your loan, which sometimes may take even less that one business day to be transferred to your account.

  • No restriction on your money spending

    YourPayDay does not require you to provide detailed information on what your loan will be spent. All you need to do is to apply for YourPayDay loan, get approval and ask for access to the cash that you can use for any need you want.

  • Great for people with poor credit history

    YourPayDay is an excellent choice for people with low credit. Many lenders review your credit story before taking their final decision on your loan request.  YourPayDay does not take into account your credit history. Therefore, you can be approved for a loan even if you have a low or bad credit score.

  • Higher interest rates on short-term loans

    YourPayDay, in comparison with the other financial platforms, requires a higher interest rate on short-term loans. The term of the loan is 30 days or less.


YourPayDay is a small (usually up to $1000) short-term cash advance. It is an excellent choice for those who need a fast financial solution, but not the best one for those who need a short-term loan.