{"id":9217,"date":"2023-10-19T02:47:19","date_gmt":"2023-10-19T02:47:19","guid":{"rendered":"https:\/\/wheretoinvest.money\/explore-high-yield-patelco-credit-union-cd-rates-today\/"},"modified":"2024-02-04T07:08:34","modified_gmt":"2024-02-04T07:08:34","slug":"explore-high-yield-patelco-credit-union-cd-rates-today","status":"publish","type":"post","link":"https:\/\/wheretoinvest.money\/explore-high-yield-patelco-credit-union-cd-rates-today\/","title":{"rendered":"Explore High-Yield Patelco Credit Union CD Rates Today."},"content":{"rendered":"<p>Are you looking to maximize your savings with secure and high-yield <b>Patelco Credit Union CD rates<\/b>? Look no further! Patelco Credit Union, the 22nd largest credit union in the country with over $9 billion in assets, offers <b>competitive CD rates<\/b> that can help you grow your money while providing a low-risk investment option.<\/p>\n<h3>Key Takeaways:<\/h3>\n<ul>\n<li>Patelco Credit Union is the 22nd largest credit union in the country with over $9 billion in assets.<\/li>\n<li>Membership is not limited to California residents and individuals can join by first joining the Financial Fitness Association.<\/li>\n<li>Patelco offers a range of share certificate products with rates ranging from 0.25% to 2.50% APY.<\/li>\n<li>Early withdrawal fees apply for share certificates, with fees varying based on the term length.<\/li>\n<li>Patelco also offers variable-rate money market accounts with rates ranging from 0.15% to 2.00% APY.<\/li>\n<\/ul>\n<h2>Discover the Benefits of Patelco Credit Union CDs<\/h2>\n<p>Investing in Patelco Credit Union CDs offers numerous benefits, including low-risk options, attractive <b>certificate of deposit rates<\/b>, and the trust and security of a credit union. Whether you&#8217;re saving for a short-term goal or looking for a long-term investment strategy, Patelco&#8217;s CDs provide a secure and reliable option to grow your savings.<\/p>\n<p>One of the main advantages of Patelco CDs is their low-risk nature. Unlike stocks or other volatile investments, CDs are backed by the credit union, ensuring that your principal investment is safe. This makes them an appealing choice for individuals who prioritize the security of their savings.<\/p>\n<p>Furthermore, Patelco Credit Union provides competitive rates for their certificate of deposit products. With rates ranging from 0.25% to 2.50% APY, you have the opportunity to earn attractive returns on your investment. Whether you choose a short-term or long-term CD, you can enjoy the benefits of consistent and guaranteed interest earnings.<\/p>\n<p>Lastly, as a credit union, Patelco offers the trust and security that comes with membership. With over $9 billion in assets, Patelco is the 22nd largest credit union in the country. Their strong financial standing and commitment to serving their members provide peace of mind when it comes to managing your savings.<\/p>\n<h3>Benefits of Patelco Credit Union CDs:<\/h3>\n<ul>\n<li>Low-risk investment option<\/li>\n<li>Competitive <b>certificate of deposit rates<\/b><\/li>\n<li>Trust and security of a credit union<\/li>\n<\/ul>\n<p>Take advantage of the benefits that Patelco Credit Union CDs provide. Explore their diverse range of CD products <a href=\"https:\/\/wheretoinvest.money\/most-expensive-autograph\/\">today and discover<\/a> a secure and reliable way to grow your savings.<\/p>\n<table>\n<tr>\n<th>CD Term<\/th>\n<th>APY<\/th>\n<\/tr>\n<tr>\n<td>3-Month CD<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>6-Month CD<\/td>\n<td>0.50%<\/td>\n<\/tr>\n<tr>\n<td>1-Year CD<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>3-Year CD<\/td>\n<td>1.75%<\/td>\n<\/tr>\n<tr>\n<td>5-Year CD<\/td>\n<td>2.50%<\/td>\n<\/tr>\n<\/table>\n<h2> Patelco Credit Union &#8211; A Trusted Financial Institution<\/h2>\n<p>With over $9 billion in assets, Patelco Credit Union is a reputable and trusted financial institution, making it an ideal choice for your savings and <b>secure CD options.<\/b> As the 22nd largest credit union in the country, Patelco offers a range of products designed to help you grow your money while ensuring the security and reliability you deserve.<\/p>\n<p>When it comes to CD rates, Patelco Credit Union provides competitive options with rates ranging from 0.25% to 2.50% APY. Whether you&#8217;re looking for short-term or long-term investments, Patelco has a variety of certificate products to suit your needs. It&#8217;s important to note that early withdrawal fees may apply, so be sure to review the terms and conditions before making a decision.<\/p>\n<p>In addition to CDs, Patelco also offers variable-rate money market accounts with rates ranging from 0.15% to 2.00% APY. These accounts provide flexibility and liquidity while still offering attractive rates of return. A minimum balance of $250 is required for Patelco certificate accounts to continue earning interest.<\/p>\n<p>Membership eligibility at Patelco is not limited to California residents. Individuals can join by first becoming a member of the Financial Fitness Association. However, if you meet the eligibility requirements, living, working, attending school, or worshiping in certain counties and cities in California, or being a student at specific universities, you can join directly. Patelco also has branches in Northern California and offers access to shared branches and ATMs nationwide.<\/p>\n<table>\n<tr>\n<th>Product<\/th>\n<th>APY<\/th>\n<\/tr>\n<tr>\n<td>Share Certificates<\/td>\n<td>0.25% &#8211; 2.50%<\/td>\n<\/tr>\n<tr>\n<td>Money Market Accounts<\/td>\n<td>0.15% &#8211; 2.00%<\/td>\n<\/tr>\n<tr>\n<td>Regular Savings Account<\/td>\n<td>0.05%<\/td>\n<\/tr>\n<tr>\n<td>Health Savings Account<\/td>\n<td>0.05% &#8211; 0.25%<\/td>\n<\/tr>\n<\/table>\n<h2>Membership Eligibility and Joining Patelco Credit Union<\/h2>\n<p>Membership at Patelco Credit Union is not limited to California residents \u2013 anyone can join by first becoming a member of the Financial Fitness Association. This allows individuals from across the United States to take advantage of the attractive <b>certificate of deposit rates<\/b> and <b>credit union savings<\/b> offered by Patelco.<\/p>\n<p>Eligibility requirements for joining Patelco extend beyond geographical location. Individuals can also become members if they live, work, attend school, or worship in certain counties and cities in California. Additionally, students at specific universities and immediate family members of current Patelco members are also eligible for membership.<\/p>\n<p>If you do not meet any of these eligibility criteria, don&#8217;t worry &#8211; you can still join Patelco by becoming a member of the Financial Fitness Association. By taking this step, you can gain access to the <b>secure CD options<\/b> and <b>low-risk investments<\/b> provided by Patelco Credit Union.<\/p>\n<table>\n<tr>\n<th>Membership Eligibility<\/th>\n<th>Requirements<\/th>\n<\/tr>\n<tr>\n<td>Residency Eligibility<\/td>\n<td>Live, work, attend school, or worship in certain California counties or cities.<\/td>\n<\/tr>\n<tr>\n<td>University Eligibility<\/td>\n<td>Be a student at specific universities.<\/td>\n<\/tr>\n<tr>\n<td>Immediate Family Membership<\/td>\n<td>Be an immediate family member of a current Patelco member.<\/td>\n<\/tr>\n<tr>\n<td>Financial Fitness Association<\/td>\n<td>Join the Financial Fitness Association to become eligible for Patelco membership.<\/td>\n<\/tr>\n<\/table>\n<p>By opening an account with Patelco Credit Union, you can enjoy the benefits of competitive certificate of deposit rates and <b>credit union savings.<\/b> Whether you are looking for a short-term or long-term investment, Patelco offers a range of share certificate products with rates ranging from 0.25% to 2.50% APY. It&#8217;s important to note that early withdrawal fees apply for share certificates, and the fees may vary based on the term length.<\/p>\n<p>In addition to certificate of deposit rates, Patelco also provides variable-rate money market accounts with rates ranging from 0.15% to 2.00% APY. The minimum balance required to open a Patelco certificate account is $250, ensuring that you continue earning interest on your investment.<\/p>\n<p>With branches in Northern California and access to shared branches and ATMs throughout the country, Patelco Credit Union offers convenience and accessibility to its members. Whether you are banking in person or online, you can be confident in the security and reliability of Patelco as a trusted financial institution.<\/p>\n<h2>Explore Patelco Credit Union CD Products and Rates.<\/h2>\n<p>Patelco Credit Union offers a variety of CD products with competitive rates, ranging from 0.25% to 2.50% APY, allowing you to choose the option that best suits your savings goals. Whether you&#8217;re looking for a short-term investment or a long-term strategy, Patelco has you covered. With the security and reliability of a credit union, you can trust that your money is in good hands.<\/p>\n<h3>CD Term Lengths and Rates<\/h3>\n<table>\n<tr>\n<th>CD Term<\/th>\n<th>Interest Rate (APY)<\/th>\n<\/tr>\n<tr>\n<td>6 months<\/td>\n<td>0.25%<\/td>\n<\/tr>\n<tr>\n<td>1 year<\/td>\n<td>0.50%<\/td>\n<\/tr>\n<tr>\n<td>2 years<\/td>\n<td>0.75%<\/td>\n<\/tr>\n<tr>\n<td>3 years<\/td>\n<td>1.00%<\/td>\n<\/tr>\n<tr>\n<td>5 years<\/td>\n<td>2.50%<\/td>\n<\/tr>\n<\/table>\n<p>As you can see, Patelco Credit Union offers competitive rates across various CD terms. Whether you&#8217;re looking for short-term growth or a long-term investment strategy, there&#8217;s a CD product to meet your needs. By locking in these rates, you can secure steady returns and protect your savings from market volatility.<\/p>\n<p>Benefits of choosing a Patelco Credit Union CD include low-risk investment options, the ability to earn interest on your balance, and the flexibility to choose the term length that fits your financial goals. Additionally, with the option to automatically renew your CD or transfer funds to another account upon maturity, managing your investments is simple and hassle-free.<\/p>\n<p>Join Patelco Credit Union <a href=\"https:\/\/wheretoinvest.money\/unlock-high-returns-explore-citadel-cd-rates-today\/\">today and start exploring the <b>high-yield CD rates<\/b><\/a> available. With a trusted financial institution by your side, you can enjoy the peace of mind that comes with secure and competitive CD options. Remember, membership is not limited to California residents, so anyone can take advantage of Patelco&#8217;s exceptional rates and services.<\/p>\n<h2>Considerations for Patelco Credit Union CDs<\/h2>\n<p>Before investing in Patelco Credit Union CDs, it&#8217;s important to be aware of certain considerations, including early withdrawal fees and the minimum balance required for continued interest earnings. Early withdrawal fees are applicable for share certificates and vary based on the term length. These fees are designed to discourage premature withdrawals and maintain the stability of the investment. So, it&#8217;s vital to carefully consider the term length and evaluate your ability to keep the funds invested for the agreed-upon period.<\/p>\n<p>Another important factor to consider is the minimum balance requirement. In order to continue earning interest on your Patelco certificate account, a minimum balance of $250 must be maintained. Falling below this minimum balance threshold may result in reduced or no interest earnings. Therefore, it&#8217;s crucial to assess your financial situation and ensure you can comfortably meet the minimum balance requirement for the desired certificate.<\/p>\n<p>It&#8217;s also worth noting that Patelco Credit Union offers a range of share certificate products with different rates. These rates can vary from 0.25% to 2.50% APY, depending on the term length and current market conditions. It&#8217;s advisable to compare the rates and terms available to determine the best fit for your investment goals and risk tolerance.<\/p>\n<h3>Early Withdrawal Fees for Patelco Credit Union Share Certificates<\/h3>\n<table>\n<tr>\n<th>Term Length (Months)<\/th>\n<th>Early Withdrawal Fee<\/th>\n<\/tr>\n<tr>\n<td>Less than 12<\/td>\n<td>90 days of interest<\/td>\n<\/tr>\n<tr>\n<td>12 to 23<\/td>\n<td>180 days of interest<\/td>\n<\/tr>\n<tr>\n<td>24 to 35<\/td>\n<td>270 days of interest<\/td>\n<\/tr>\n<tr>\n<td>36 to 47<\/td>\n<td>360 days of interest<\/td>\n<\/tr>\n<tr>\n<td>48 to 59<\/td>\n<td>450 days of interest<\/td>\n<\/tr>\n<tr>\n<td>60 or more<\/td>\n<td>540 days of interest<\/td>\n<\/tr>\n<\/table>\n<p>By carefully considering these factors, you can make an informed decision when investing in Patelco Credit Union CDs. Remember to choose a term length that aligns with your investment goals and evaluate your ability to maintain the minimum balance requirement to maximize your interest earnings.<\/p>\n<h2>Explore Patelco Credit Union Money Market Accounts<\/h2>\n<p>In addition to CDs, Patelco Credit Union also offers variable-rate money market accounts, providing another secure and low-risk investment option with rates ranging from 0.15% to 2.00% APY. These accounts allow you to earn competitive interest rates while still maintaining access to your funds.<\/p>\n<p>With Patelco&#8217;s money market accounts, you can enjoy the benefits of a higher interest rate compared to traditional savings accounts, making it an attractive option for those seeking better returns on their investments. Whether you&#8217;re saving for a short-term goal or looking to grow your savings over time, a money market account from Patelco can help you reach your financial goals.<\/p>\n<p>One of the key advantages of a money market account is its flexibility. Unlike CDs, which require you to lock in your funds for a fixed period, money market accounts allow you to make unlimited withdrawals, giving you the freedom to access your money whenever you need it. This makes it a suitable choice for individuals who want the security of a CD but also require more accessibility to their funds.<\/p>\n<p>With competitive rates and the security of a credit union, Patelco&#8217;s money market accounts offer a compelling savings opportunity. By diversifying your investment portfolio with a combination of CDs and money market accounts, you can benefit from the stability and consistent returns that a credit union like Patelco provides.<\/p>\n<p><!-- Optional h3: Additional Features of Patelco Money Market Accounts --><br \/>\n<!-- Optional table: Comparing Patelco Money Market Accounts with Other Financial Institutions --><\/p>\n<h2>Other Savings Opportunities with Patelco Credit Union<\/h2>\n<p>Besides CDs and money market accounts, Patelco Credit Union offers a variety of other savings options to help you meet your financial goals. One such option is a regular savings account, which provides a competitive APY of 0.05%. This account allows you to save money while earning interest, giving you peace of mind knowing that your funds are growing.<\/p>\n<p>If you&#8217;re looking for a savings account with some added tax advantages, Patelco also offers Health Savings Accounts (HSAs). HSAs are designed to help individuals with high-deductible health plans save for medical expenses. Patelco&#8217;s HSA rates range from 0.05% to 0.25% APY, allowing you to earn interest on your HSA balance while keeping your healthcare funds accessible.<\/p>\n<table>\n<tr>\n<th>Savings Product<\/th>\n<th>APY<\/th>\n<\/tr>\n<tr>\n<td>Regular Savings Account<\/td>\n<td>0.05%<\/td>\n<\/tr>\n<tr>\n<td>Health Savings Account<\/td>\n<td>0.05% &#8211; 0.25%<\/td>\n<\/tr>\n<\/table>\n<p>With these additional savings opportunities, Patelco Credit Union offers a range of options to suit your individual financial needs. Whether you&#8217;re looking to save for a rainy day, plan for healthcare expenses, or achieve other financial goals, Patelco is here to support you.<\/p>\n<h3>Member Access and Eligibility<\/h3>\n<blockquote><p>&#8220;Joining Patelco Credit Union is easy and accessible. As a member, you&#8217;ll have access to our branches located in Northern California, as well as shared branches and ATMs nationwide. Our commitment to serving our members extends beyond geographical boundaries.&#8221;<\/p><\/blockquote>\n<p>To become a member of Patelco Credit Union, you don&#8217;t have to be a California resident. Membership eligibility is open to individuals who live, work, attend school, or worship in specific counties and cities in California. Immediate family members of current Patelco members and students at select universities are also eligible for membership.<\/p>\n<p>If you do not meet the eligibility requirements, you can still join Patelco by becoming a member of the Financial Fitness Association. This allows you to take advantage of Patelco&#8217;s <b>secure CD options<\/b>, other savings accounts, and the exceptional service provided by the credit union.<\/p>\n<h2>Accessibility and Membership Eligibility<\/h2>\n<p>Patelco Credit Union provides convenient access to its services with branches in Northern California and shared branches and ATMs throughout the country, ensuring accessibility for all members. Whether you reside, work, attend school, or worship in certain counties and cities in California, or if you are a student at specific universities, you may be eligible for membership. Immediate family members of current Patelco members are also eligible to join.<\/p>\n<p>If you do not currently meet the eligibility requirements, don&#8217;t worry. You can join Patelco Credit Union by becoming a member of the Financial Fitness Association. This association is dedicated to helping individuals improve their financial well-being, and membership offers a pathway to joining Patelco and taking advantage of its <b>credit union savings<\/b> and CD rates.<\/p>\n<p>By becoming a member of Patelco Credit Union, you gain access to a wide range of financial products and services designed to help you achieve your financial goals. From <b>high-yield CD rates<\/b> to competitive money market accounts, Patelco offers secure options for <b>low-risk investments.<\/b> With a strong financial standing and a commitment to providing support during challenging times, Patelco Credit Union is a trusted choice for individuals seeking dependable and accessible banking services.<\/p>\n<h3>Table: Membership Eligibility<\/h3>\n<table>\n<tr>\n<th>Eligibility<\/th>\n<th>Requirements<\/th>\n<\/tr>\n<tr>\n<td>Residence<\/td>\n<td>Living, working, or attending school or worshiping in certain counties and cities in California<\/td>\n<\/tr>\n<tr>\n<td>Education<\/td>\n<td>Being a student at specific universities<\/td>\n<\/tr>\n<tr>\n<td>Immediate Family<\/td>\n<td>Being an immediate family member of a current Patelco member<\/td>\n<\/tr>\n<tr>\n<td>Financial Fitness Association<\/td>\n<td>Becoming a member of the association to gain eligibility for Patelco membership<\/td>\n<\/tr>\n<\/table>\n<p>Join Patelco Credit Union today and experience the benefits of belonging to a trusted financial institution. Start exploring the <b>high-yield CD rates<\/b> and <b>credit union savings<\/b> options available to help you grow your savings securely and efficiently.<\/p>\n<h2>Join Patelco Credit Union Today<\/h2>\n<p>Ready to start growing your savings with <b>secure CD options<\/b>? Join Patelco Credit Union today and take the first step towards achieving your financial goals. As the 22nd largest credit union in the country with over $9 billion in assets, Patelco is a trusted financial institution that offers a range of high-yield CD products.<\/p>\n<p>With rates ranging from 0.25% to 2.50% APY, Patelco&#8217;s CD options provide <b>low-risk investments<\/b> that can help you maximize your savings. Whether you&#8217;re saving for a short-term goal or looking to build your long-term financial security, Patelco has the right CD product for you. Plus, as a member of a credit union, you can enjoy the security and peace of mind that comes with banking with a not-for-profit institution.<\/p>\n<p>Joining Patelco Credit Union is easy and membership is not limited to California residents. In addition to living, working, attending school, or worshiping in certain counties and cities in California, you can also become a member by joining the Financial Fitness Association. This means that regardless of where you are located, you can take advantage of Patelco&#8217;s secure CD options and competitive rates.<\/p>\n<table>\n<tr>\n<th>Product<\/th>\n<th>APY<\/th>\n<th>Minimum Balance<\/th>\n<\/tr>\n<tr>\n<td>Short-term CD<\/td>\n<td>0.25%<\/td>\n<td>$1,000<\/td>\n<\/tr>\n<tr>\n<td>Medium-term CD<\/td>\n<td>1.50%<\/td>\n<td>$1,000<\/td>\n<\/tr>\n<tr>\n<td>Long-term CD<\/td>\n<td>2.50%<\/td>\n<td>$1,000<\/td>\n<\/tr>\n<\/table>\n<p>By becoming a member of Patelco Credit Union, you not only gain access to their CD products but also to their variable-rate money market accounts, regular savings account, and Health Savings Account options. With branch locations in Northern California and access to shared branches and ATMs nationwide, Patelco provides convenience and accessibility for all your banking needs.<\/p>\n<p>Don&#8217;t miss out on the opportunity to grow your savings with <b>secure CD options.<\/b> Join Patelco Credit Union today and start your journey towards financial success. Visit their website or reach out to their friendly customer service representatives to learn more about their offerings and how you can become a member.<\/p>\n<h2>Special Support During Challenging Times<\/h2>\n<p>Patelco Credit Union understands the challenges faced during uncertain times and is dedicated to providing special support to members who may be experiencing financial difficulties due to <b>changes in the economy.<\/b> Whether it&#8217;s a sudden reduction in income or unexpected expenses, Patelco is here to help its members navigate through these challenging times.<\/p>\n<p>In response to the current economic situation, Patelco has implemented various programs and resources to assist its members. These initiatives include financial counseling services, loan modification options, and fee waivers for certain services. Patelco recognizes that each member&#8217;s situation is unique, and their experienced team is committed to finding personalized solutions that meet individual needs.<\/p>\n<p>By offering special support during times of <b>financial need<\/b>, Patelco aims to alleviate some of the stress and uncertainty that can arise during challenging economic circumstances. Members can feel confident knowing that Patelco is committed to their financial well-being and will work together to find the best possible solutions.<\/p>\n<h3>Financial Support Programs:<\/h3>\n<ul>\n<li>Financial counseling services to help members create a budget, manage debt, and plan for the future.<\/li>\n<li>Loan modification options for existing loans, providing flexibility and relief to those facing temporary financial difficulties.<\/li>\n<li>Fee waivers for certain services, reducing the financial burden on members during challenging times.<\/li>\n<\/ul>\n<p>Patelco Credit Union remains dedicated to supporting its members and their financial goals, especially when they need it the most. By offering special support programs and resources, Patelco reaffirms its commitment to providing exceptional service and helping members overcome financial challenges.<\/p>\n<table>\n<tr>\n<th>Program<\/th>\n<th>Details<\/th>\n<\/tr>\n<tr>\n<td>Financial Counseling Services<\/td>\n<td>Expert guidance and support to help members create a budget, manage debt, and plan for the future.<\/td>\n<\/tr>\n<tr>\n<td>Loan Modification Options<\/td>\n<td>Flexible solutions for existing loans to provide temporary relief to members facing financial difficulties.<\/td>\n<\/tr>\n<tr>\n<td>Fee Waivers<\/td>\n<td>Waivers for select service fees, reducing the financial burden on members during challenging times.<\/td>\n<\/tr>\n<\/table>\n<h2>Conclusion<\/h2>\n<p>In conclusion, investing in <b>Patelco Credit Union CD rates<\/b> offers a range of benefits, including high-yield options, competitive rates, and the security of a credit union, making it a smart choice for individuals looking to maximize their savings and explore <b>low-risk investments.<\/b><\/p>\n<p>As the 22nd largest credit union in the country with over $9 billion in assets, Patelco Credit Union has established itself as a trusted financial institution. Membership is not limited to California residents, and individuals can join by first becoming a member of the Financial Fitness Association.<\/p>\n<p>Patelco offers a variety of share certificate products with rates ranging from 0.25% to 2.50% APY, providing a range of high-yield options for investors. However, it&#8217;s important to note that early withdrawal fees may apply, with fees varying based on the term length.<\/p>\n<p>In addition to share certificates, Patelco also offers variable-rate money market accounts with competitive rates ranging from 0.15% to 2.00% APY. These accounts provide flexibility and the potential for higher returns compared to traditional savings accounts.<\/p>\n<p>To continue earning interest on certificate accounts, a minimum balance of $250 is required. Patelco also offers a regular savings account with an APY of 0.05% and Health Savings Account rates ranging from 0.05% to 0.25%.<\/p>\n<p>With branches in Northern California and access to shared branches and ATMs throughout the country, Patelco provides convenient accessibility for its members. Membership eligibility includes living, working, attending school, or worshiping in certain counties and cities in California, as well as being a student at specific universities or being an immediate family member. For those who do not meet the eligibility requirements, joining the Financial Fitness Association grants membership access to Patelco.<\/p>\n<p>Lastly, in these challenging times, Patelco Credit Union is committed to supporting its members <a href=\"https:\/\/wheretoinvest.money\/how-modern-fleet-management-is-changing-the-face-of-construction\/\">facing financial difficulties due to income reduction or changes<\/a><b> in the economy.<\/b> They provide special assistance and resources to help members navigate these uncertain times.<\/p>\n<p>Overall, investing in <b><a href=\"https:\/\/wheretoinvest.money\/master-your-investment-banking-coffee-chat-questions-today\/\">Patelco Credit Union CD rates<\/a><\/b> not only offers attractive returns but also provides the peace of mind and security that comes with banking at a credit union. Whether you&#8217;re looking to grow your savings or diversify your investment portfolio, Patelco offers a range of options to help you achieve your financial goals.<\/p>\n<div>\n<h2>FAQ<\/h2>\n<div>\n<h3>What is Patelco Credit Union?<\/h3>\n<div>\n<div>\n<p>Patelco Credit Union is the 22nd largest credit union in the country with over $9 billion in assets. It is a trusted financial institution that offers a range of secure savings and investment options.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>How can I join Patelco Credit Union?<\/h3>\n<div>\n<div>\n<p>Membership is not limited to California residents. You can join by first joining the Financial Fitness Association. If you do not meet the eligibility requirements, you can still become a member of Patelco Credit Union through the Financial Fitness Association.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are the CD rates offered by Patelco Credit Union?<\/h3>\n<div>\n<div>\n<p>Patelco offers a range of share certificate products with rates ranging from 0.25% to 2.50% APY. The rates vary based on the term length of the CD.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Are there any fees for early withdrawal of share certificates?<\/h3>\n<div>\n<div>\n<p>Yes, early withdrawal fees do apply for share certificates. The fees vary depending on the term length of the CD.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Does Patelco Credit Union offer money market accounts?<\/h3>\n<div>\n<div>\n<p>Yes, Patelco offers variable-rate money market accounts with rates ranging from 0.15% to 2.00% APY. These accounts provide additional savings opportunities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is the minimum balance required for Patelco certificate accounts?<\/h3>\n<div>\n<div>\n<p>A minimum balance of $250 is required for Patelco certificate accounts in order to continue earning interest.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are the interest rates for Patelco&#8217;s regular savings account and Health Savings Account?<\/h3>\n<div>\n<div>\n<p>Patelco offers a regular savings account with an APY of 0.05% and Health Savings Account rates ranging from 0.05% to 0.25%.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Where are Patelco Credit Union branches located?<\/h3>\n<div>\n<div>\n<p>Patelco has branches in Northern California. Additionally, members have access to shared branches and ATMs throughout the country.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Who is eligible to join Patelco Credit Union?<\/h3>\n<div>\n<div>\n<p>Membership eligibility includes living, working, attending school, or worshiping in certain counties and cities in California, as well as being a student at specific universities or being an immediate family member. If you do not meet these eligibility requirements, you can still join by becoming a member of the Financial Fitness Association.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Is Patelco Credit Union providing special support during challenging times?<\/h3>\n<div>\n<div>\n<p>Yes, Patelco is offering special support to members in <b>financial need<\/b> due to income reduction or <b>changes in the economy.<\/b><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Are you looking to maximize your savings with secure and high-yield Patelco Credit Union CD rates? Look no further! Patelco Credit Union, the 22nd largest credit union in the country with over $9 billion in assets, offers competitive CD rates that can help you grow your money while providing a low-risk investment option. Key Takeaways: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9296,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[],"_links":{"self":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/9217"}],"collection":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/comments?post=9217"}],"version-history":[{"count":6,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/9217\/revisions"}],"predecessor-version":[{"id":10104,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/9217\/revisions\/10104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/media\/9296"}],"wp:attachment":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/media?parent=9217"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/categories?post=9217"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/tags?post=9217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}