{"id":2437,"date":"2023-07-06T10:26:27","date_gmt":"2023-07-06T10:26:27","guid":{"rendered":"https:\/\/wheretoinvest.money\/?p=2437"},"modified":"2024-01-14T23:44:36","modified_gmt":"2024-01-14T23:44:36","slug":"skyrocket-your-credit-score-100-points-in-under-5-months","status":"publish","type":"post","link":"https:\/\/wheretoinvest.money\/skyrocket-your-credit-score-100-points-in-under-5-months\/","title":{"rendered":"Skyrocket Your Credit Score 100 Points in Under 5 Months"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>The Importance of a Good Credit Score<\/strong><\/h2>\n\n\n\n<p>In today&#8217;s financial landscape, a good credit score plays a pivotal role in achieving various life goals. Whether you&#8217;re looking to secure a mortgage, obtain a car loan, or even land your dream job, your credit score can significantly impact your financial opportunities. A high credit score not only helps you qualify for favorable interest rates but also reflects your ability to manage credit responsibly. This article will guide you through effective strategies to raise your credit score by 100 points in under 5 months, empowering you to unlock <a href=\"https:\/\/wheretoinvest.money\/the-best-compound-interest-accounts-building-a-solid-financial-future\/\">financial opportunities and pave the way for a brighter future<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Understanding Credit Scores<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What Is a Credit Score?<\/strong><\/h3>\n\n\n\n<p>Your credit score is a three-digit number that represents your creditworthiness. It provides lenders and financial institutions with a quick snapshot of your credit history, helping them assess the level of <a href=\"https:\/\/wheretoinvest.money\/strategies-to-double-your-money-with-minimal-risk\/\">risk associated with lending you money<\/a>. Credit scores typically range from 300 to 850, with higher scores indicating a lower credit risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How Is a Credit Score Calculated?<\/strong><\/h3>\n\n\n\n<p>Credit scoring models use various factors to calculate your credit score. While specific models may differ slightly, common elements considered include:<\/p>\n\n\n\n<ul>\n<li><strong>Payment History<\/strong>: The most significant factor, it reflects your track record of making payments on time.<\/li>\n\n\n\n<li><strong>Credit Utilization<\/strong>: This measures the percentage of available credit you&#8217;re currently using.<\/li>\n\n\n\n<li><strong>Length of Credit History<\/strong>: The length of time you&#8217;ve held credit accounts and the average age of your accounts.<\/li>\n\n\n\n<li><strong>Credit Mix<\/strong>: The types of credit you have, such as credit cards, loans, and mortgages.<\/li>\n\n\n\n<li><strong>New Credit<\/strong>: This includes recent credit applications and inquiries.<\/li>\n\n\n\n<li><strong>Creditworthiness<\/strong>: Public records, such as bankruptcies or liens, can also impact your credit score.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why Is a Good Credit Score Crucial?<\/strong><\/h3>\n\n\n\n<p>A good credit score opens doors to numerous financial benefits, including:<\/p>\n\n\n\n<ul>\n<li><strong>Lower Interest Rates<\/strong>: With a higher credit score, you are more likely to qualify for lower interest rates on loans and credit cards, saving you <a href=\"https:\/\/wheretoinvest.money\/how-to-make-money-in-one-hour-turn-time-into-cash\/\">money over time<\/a>.<\/li>\n\n\n\n<li><strong>Access to Credit<\/strong>: Lenders are more willing to extend credit to individuals with good credit scores, increasing your chances of loan approval.<\/li>\n\n\n\n<li>Rental Opportunities: Landlords often check credit scores when evaluating potential tenants. A good credit score can help you secure a desirable <a href=\"https:\/\/wheretoinvest.money\/smart-rentals-strategies-to-ensure-your-vacation-property-pays-its-way\/\">rental property<\/a>.<\/li>\n\n\n\n<li><strong>Employment Prospects<\/strong>: Some employers conduct credit checks during the hiring process, especially for roles involving financial responsibility. A strong credit score can positively impact your job prospects.<\/li>\n<\/ul>\n\n\n\n<p>By understanding how credit scores are calculated and recognizing the significance of a good credit score, you can take proactive steps to improve your creditworthiness and achieve your <a href=\"https:\/\/wheretoinvest.money\/good-financial-goals-and-why-they-matter\/\">financial goals<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Assessing Your Current Credit Score<\/strong><\/h2>\n\n\n\n<p>Before embarking on your journey to raise your credit score by 100 points or more in less than 5 months, it&#8217;s crucial to assess your current credit score. Understanding where you stand and identifying areas for improvement will lay the foundation for your credit improvement plan. Assessing your credit score allows you to gain valuable insights into your <a href=\"https:\/\/wheretoinvest.money\/frugal-living-proven-tips-to-boost-your-savings-and-financial-health\/\">financial health<\/a>, identify any negative factors affecting your score, and develop targeted strategies to boost your creditworthiness.<\/p>\n\n\n\n<p>In this section, we will explore the steps involved in assessing your current credit score. From obtaining your credit report to analyzing the factors that contribute to your score, we will guide you through the process of understanding your credit profile. By doing so, you will be equipped with the knowledge necessary to create an effective plan that will propel you toward achieving your credit score goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Obtaining Your Credit Report<\/strong><\/h3>\n\n\n\n<p>To begin your credit improvement journey, it&#8217;s essential to obtain a copy of your credit report from each of the major credit bureaus: Equifax, Experian, and TransUnion. You are entitled to a free credit report from each bureau once a year, which you can request through AnnualCreditReport.com. Reviewing your credit report allows you to gain a comprehensive understanding of your current financial standing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Analyzing the Factors Affecting Your Credit Score<\/strong><\/h3>\n\n\n\n<p>Once you have your credit reports in hand, carefully examine the factors that contribute to your credit score. These reports typically include information about your payment history, credit utilization, length of credit history, credit mix, and any negative marks like late payments or accounts in collections. By analyzing these factors, you can pinpoint areas that require improvement and develop a targeted plan to raise your credit score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Identifying Areas for Improvement<\/strong><\/h3>\n\n\n\n<p>As you review your credit reports, pay close attention to any negative items or areas where you can make positive changes. Look for patterns of missed payments, high credit card balances, or any inaccuracies that might be dragging down your score. Identifying these areas for improvement will serve as the foundation for your credit improvement plan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Creating a Solid Credit Improvement Plan<\/strong><\/h2>\n\n\n\n<p>Once you have assessed your current credit score, it&#8217;s time to create a solid credit improvement plan. This plan will serve as your roadmap to raise your credit score by 100 points or more in less than 5 months. A well-designed credit improvement plan takes into account your unique financial situation, identifies areas for improvement, and outlines actionable <a href=\"https:\/\/wheretoinvest.money\/building-a-secure-future-steps-to-achieve-financial-stability\/\">steps to achieve<\/a> your credit goals.<\/p>\n\n\n\n<p>In this section, we will guide you through the process of creating a robust credit improvement plan. From paying bills on time to reducing credit utilization and diversifying your credit mix, we will explore the strategies and techniques that can help you make significant progress in a short period.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Paying Bills on Time<\/strong><\/h3>\n\n\n\n<p>One of the most significant factors in building a good credit score is consistently paying your bills on time. Late payments can have a detrimental effect on your credit score. To ensure timely payments:<\/p>\n\n\n\n<ul>\n<li><strong>Setting up Automatic Payments<\/strong>: Arrange for automatic payments to be deducted from your <a href=\"https:\/\/wheretoinvest.money\/how-many-business-bank-accounts-can-you-have\/\">bank account<\/a> for recurring bills such as loans, credit cards, and utilities. This helps eliminate the <a href=\"https:\/\/wheretoinvest.money\/what-happens-if-loan-is-not-paid-by-maturity-date-know-your-risks\/\">risk of forgetting due dates<\/a> or encountering unexpected delays.<\/li>\n\n\n\n<li><strong>Prioritizing Debt Repayment<\/strong>: Allocate your available funds to pay off outstanding debts systematically. Consider implementing a debt repayment strategy, such as the snowball or avalanche method, to eliminate debts efficiently.<\/li>\n\n\n\n<li><strong>Negotiating Payment Plans<\/strong>: If you are facing financial difficulties, reach out to creditors or lenders to discuss possible payment plans. They may be willing to work with you to establish more manageable repayment terms.<\/li>\n<\/ul>\n\n\n\n<p>By making timely bill payments a priority, you demonstrate responsible financial behavior and gradually improve your credit score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reducing Credit Utilization<\/strong><\/h3>\n\n\n\n<p>Credit utilization refers to the percentage of your available credit that you&#8217;re currently using. A high credit utilization ratio can negatively impact your credit score. To reduce your credit utilization and improve your score:<\/p>\n\n\n\n<ul>\n<li><strong>Understanding Credit Utilization Ratio<\/strong>: Calculate your credit utilization ratio by dividing your total credit card balances by your total credit limits. Aim to keep your utilization below 30% to demonstrate responsible credit management.<\/li>\n\n\n\n<li><strong>Strategies to Lower Credit Utilization<\/strong>: Consider the following strategies:\n<ul>\n<li><strong>Paying Down Existing Balances<\/strong>: Allocate extra funds towards paying down your credit card balances to decrease your utilization ratio.<\/li>\n\n\n\n<li><strong>Requesting Credit Limit Increases<\/strong>: Contact your credit card issuers and ask for a credit limit increase. This can help lower your utilization ratio if your balances remain the same.<\/li>\n\n\n\n<li><strong>Spreading out Your Charges<\/strong>: Instead of using one credit card for all purchases, distribute your expenses across multiple cards to keep individual balances lower.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Managing Credit Card Balances Effectively<\/strong>: Practice responsible credit card usage by paying off your balances in full each month. Avoid maxing out your credit cards, as it can significantly impact your credit score.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Diversifying Your Credit Mix<\/strong><\/h3>\n\n\n\n<p>Having a diverse credit mix can positively influence your credit score. Lenders like to see that you can manage different types of credit responsibly. Consider the following aspects when diversifying your credit mix:<\/p>\n\n\n\n<ul>\n<li><strong>Types of Credit Accounts<\/strong>: There are various types of credit accounts, including credit cards, <a href=\"https:\/\/wheretoinvest.money\/installment-loan-sos-review\/\">installment loans<\/a> (e.g., auto loans, student loans), mortgages, and retail accounts (e.g., store credit cards). Each type of credit carries a different level of risk and can contribute to a well-rounded credit profile.<\/li>\n\n\n\n<li><strong>Building a Healthy Credit Mix<\/strong>: Aim for a balanced combination of credit accounts that suits your financial situation. For example, if you only have credit cards, consider diversifying by adding an installment loan or a mortgage to your credit mix.<\/li>\n\n\n\n<li><strong>Responsible Use of Credit<\/strong>: Ensure you manage all credit accounts responsibly. Make timely payments, keep balances low, and avoid taking on more credit than you can comfortably handle. Responsible credit use demonstrates your ability to handle various types of credit and can boost your credit score.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Correcting Errors on Your Credit Report<\/strong><\/h3>\n\n\n\n<p>Errors on your credit report can negatively impact your credit score. It&#8217;s crucial to identify and correct any inaccuracies promptly. Follow these steps to address errors on your credit report:<\/p>\n\n\n\n<ul>\n<li><strong>Disputing Inaccuracies<\/strong>: If you spot any incorrect information on your credit report, such as inaccurate account details or late payments that you believe are incorrect, file a dispute with the credit bureaus. They are obligated to investigate and rectify any errors.<\/li>\n\n\n\n<li><strong>Monitoring Your Credit Report Regularly<\/strong>: Regularly review your credit report to stay informed about your credit standing and quickly identify any discrepancies. Monitoring your report allows you to take immediate action if any issues arise.<\/li>\n\n\n\n<li><strong>Seeking Professional Help, If Necessary<\/strong>: If you&#8217;re struggling to navigate the process or encounter persistent errors, you may consider seeking assistance from credit repair professionals. These experts specialize in addressing credit report inaccuracies and can guide you through the dispute process.<\/li>\n<\/ul>\n\n\n\n<p>By taking proactive steps to correct errors on your credit report, you ensure that your credit score accurately reflects your creditworthiness.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Boosting Your Credit Score with Smart Financial Habits<\/strong><\/h2>\n\n\n\n<p>In this section, we will explore the <a href=\"https:\/\/wheretoinvest.money\/smart-spending-key-considerations-before-making-a-significant-purchase\/\">key smart financial habits that can have a significant<\/a> impact on your credit score. From limiting new credit applications to maintaining long-term credit relationships and staying committed to good financial practices, we will guide you through the actions and behaviors that will contribute to a healthier credit profile.<\/p>\n\n\n\n<p>By incorporating these smart financial habits into your daily life, you will not only see an improvement in your credit score but also develop a solid financial foundation for years to come.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Limiting New Credit Applications<\/strong><\/h3>\n\n\n\n<p>When it comes to applying for new credit, it&#8217;s important to exercise caution. Multiple credit inquiries can negatively impact your credit score. Consider the following strategies to limit new credit applications:<\/p>\n\n\n\n<ul>\n<li><strong>The Impact of New Credit Inquiries<\/strong>: Each time you apply for credit, it triggers a hard inquiry on your credit report. Too many inquiries within a short period can signal a higher risk to lenders and potentially lower your credit score.<\/li>\n\n\n\n<li><strong>Timing Credit Applications Strategically<\/strong>: Be strategic about when you apply for new credit. Spacing out your applications can minimize the impact on your credit score. Focus on applying for credit only when necessary and when you feel confident about meeting the lender&#8217;s requirements.<\/li>\n\n\n\n<li><strong>Avoiding Unnecessary Credit Applications<\/strong>: Evaluate whether you truly need new credit before submitting an application. Applying for credit impulsively or excessively can lead to unnecessary inquiries and potential negative consequences for your credit score.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Maintaining Long-Term Credit Relationships<\/strong><\/h3>\n\n\n\n<p>Establishing and maintaining long-term credit relationships can positively influence your credit score. Consider the following factors when maintaining credit accounts:<\/p>\n\n\n\n<ul>\n<li><strong>The Benefits of Long-Standing Credit Accounts<\/strong>: Lenders appreciate borrowers who have a history of responsibly managing credit accounts over an extended period. Keeping accounts open for a long time demonstrates stability and reliability, which can boost your creditworthiness.<\/li>\n\n\n\n<li><strong>Responsible Credit Card Usage<\/strong>: If you have credit cards, use them responsibly to maintain a positive credit relationship. Make regular, timely payments, keep your balances low, and avoid carrying high levels of debt. Responsible credit card usage demonstrates your ability to manage revolving credit effectively.<\/li>\n\n\n\n<li><strong>Avoiding Closing Old Credit Accounts<\/strong>: Closing old credit accounts can potentially harm your credit score. Even if you no longer actively use a credit card or have paid off a loan, keeping the <a href=\"https:\/\/wheretoinvest.money\/key-rules-for-opening-a-guardianship-account\/\">account open<\/a> can contribute to a longer credit history and a healthier credit mix. However, if the account carries high fees or you&#8217;re concerned about misuse, carefully weigh the pros and cons before making a decision.<\/li>\n<\/ul>\n\n\n\n<p>By limiting new credit applications and maintaining long-term credit relationships, you establish a solid foundation of responsible <a href=\"https:\/\/wheretoinvest.money\/mastering-money-essential-financial-habits-for-long-term-success\/\">financial habits<\/a>. These practices can contribute to an improved credit score and overall creditworthiness.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Seeking Help from a Credit Professional<\/strong><\/h3>\n\n\n\n<p>Sometimes, seeking assistance from a credit professional can provide valuable guidance and support in your credit improvement journey. Consider the following options:<\/p>\n\n\n\n<ul>\n<li><strong>When to Consider Credit Counseling Services<\/strong>: If you&#8217;re struggling to <a href=\"https:\/\/wheretoinvest.money\/essential-debt-management-tips-for-a-stress-free-life\/\">manage your debts<\/a>, facing financial hardship, or need personalized advice on budgeting and debt repayment, credit counseling services can be beneficial. Credit counselors can work with you to create a debt management plan, negotiate with creditors, and provide financial education.<\/li>\n\n\n\n<li><strong>Working with a Credit Repair Agency<\/strong>: If you have significant inaccuracies on your credit report or need help navigating the credit repair process, a reputable credit repair agency can assist you. These agencies can analyze your credit report, dispute errors on your behalf, and provide guidance on improving your credit.<\/li>\n\n\n\n<li><strong>The Pros and Cons of Professional Assistanc<\/strong>e: While credit professionals can provide valuable expertise, it&#8217;s essential to consider the advantages and disadvantages. Professional assistance can save you time, provide expert insights, and help streamline the credit improvement process. However, it&#8217;s important to research and choose reputable professionals, be aware of any associated costs, and understand that not all credit issues can be resolved by external assistance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Monitoring Your Progress and Staying Motivated<\/strong><\/h2>\n\n\n\n<p>In this section, let\u2019s check out the importance of monitoring your progress and provide tips on how to stay motivated on your credit improvement journey. From regularly checking your credit score to utilizing free monitoring tools and celebrating milestones, we will equip you with the tools and techniques to stay on track and motivated.<\/p>\n\n\n\n<p>By actively monitoring your progress and staying motivated, you can ensure that you&#8217;re making consistent strides towards your credit score goals. So, let&#8217;s dive into the practices that will help you monitor your progress effectively and maintain the motivation needed to achieve success.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Regularly Checking Your Credit Score<\/strong><\/h3>\n\n\n\n<p>Regularly monitoring your credit score is crucial for tracking your progress and identifying areas for improvement. Consider the following practices:<\/p>\n\n\n\n<ul>\n<li><strong>Free Credit Score Monitoring Tools<\/strong>: Many financial institutions and online platforms offer free credit score monitoring services. Take advantage of these tools to stay informed about changes to your credit score and receive alerts about potential issues.<\/li>\n\n\n\n<li><strong>Understanding Score Fluctuations<\/strong>: It&#8217;s important to understand that your credit score can fluctuate due to various factors, such as changes in your credit utilization, payment history, or new inquiries. Monitoring your score allows you to identify any significant changes and take appropriate action if needed.<\/li>\n\n\n\n<li><strong>Celebrating Milestones along the Way<\/strong>: Improving your credit score is a journey that requires time and dedication. Celebrate milestones along the way, such as reaching a specific credit score goal or successfully paying off a significant debt. Recognizing your progress can help you stay motivated and maintain focus on your long-term credit improvement goals.<\/li>\n<\/ul>\n\n\n\n<p>By regularly checking your credit score, utilizing free monitoring tools, understanding score fluctuations, and celebrating achievements, you can stay motivated and track your progress as you work towards improving your credit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Staying Committed to Good Financial Habits<\/strong><\/h3>\n\n\n\n<p>Maintaining good <a href=\"https:\/\/wheretoinvest.money\/the-art-of-setting-and-pursuing-long-term-financial-goals\/\">financial habits is crucial for long-term<\/a> credit score improvement. Consider the following practices:<\/p>\n\n\n\n<ul>\n<li><strong>Consistency in Bill Payments<\/strong>: Paying your bills on time consistently is essential for building a positive credit history. Set up reminders or automatic payments to ensure you never miss a payment. Timely bill payments demonstrate your financial responsibility and contribute to an improved credit score.<\/li>\n\n\n\n<li><strong>Responsible Credit Card Usage<\/strong>: Use credit cards responsibly by keeping your balances low and paying them off in full each month. Avoid maxing out your credit cards, as it can negatively impact your credit utilization ratio. Responsible credit card usage shows lenders that you can manage credit responsibly, leading to an improved credit score.<\/li>\n\n\n\n<li><strong>Maintaining a Healthy Credit-to-Debt Ratio<\/strong>: Aim to maintain a healthy balance between your credit limits and the amount of credit you&#8217;re using. Keeping your credit card balances low in relation to your credit limits demonstrates responsible credit management and can positively impact your credit score.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Raising your credit score by 100 points or more in less than 5 months requires commitment and strategic actions. By implementing the strategies discussed in this article, including assessing your current credit score, creating a solid credit improvement plan, and adopting smart financial habits, you can take control of your creditworthiness and <a href=\"https:\/\/wheretoinvest.money\/ways-to-make-money-as-a-teen-unlocking-financial-independence\/\">unlock financial<\/a> opportunities.<\/p>\n\n\n\n<p>Keep in mind to limit new credit applications, maintain long-term credit relationships, and seek help from credit professionals if needed. Monitor your progress regularly, celebrating milestones along the way, and stay motivated on your credit improvement journey.<\/p>\n\n\n\n<p>With dedication and persistence, you can achieve a higher credit score, opening doors to favorable interest rates, increased borrowing opportunities, and a more <a href=\"https:\/\/wheretoinvest.money\/secure-your-future-top-low-risk-investments\/\">secure financial future<\/a>. Take control of your credit today and embark on the path to <a href=\"https:\/\/wheretoinvest.money\/how-to-make-money-fast-strategies-for-quick-financial-success\/\">financial success<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Importance of a Good Credit Score In today&#8217;s financial landscape, a good credit score plays a pivotal role in achieving various life goals. Whether you&#8217;re looking to secure a mortgage, obtain a car loan, or even land your dream job, your credit score can significantly impact your financial opportunities. A high credit score not [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":2439,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[49],"_links":{"self":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/2437"}],"collection":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/comments?post=2437"}],"version-history":[{"count":19,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/2437\/revisions"}],"predecessor-version":[{"id":9658,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/posts\/2437\/revisions\/9658"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/media\/2439"}],"wp:attachment":[{"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/media?parent=2437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/categories?post=2437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wheretoinvest.money\/wp-json\/wp\/v2\/tags?post=2437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}