Top Credit Report Services 2020

Keep tabs on your credit while becoming empowered for your financial future. ​

We recommend products and services based on unbiased research from our editorial team.


1. IdentityIQ

Credit Reporting and Score Alerts. They monitor your credit report for suspicious activity and provide you with multiple reports per year.

Identity IQ Credit Score

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  • Instant Access to All 3 Credit Scores
  • ScoreCasterIQ – Premium Benefit!
  • Daily 3 Bureau Credit Monitoring
  • Dark web and Identity Monitoring


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  • $1,000,000 ID Theft Insurance*
  • $25K ID Theft Insurance for kids*
  • Roadside Assistance


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2. Experian

Experian helps clients monitor their credit, and manage credit risk and fraud. One of the largest leading credit reporting companies globally, Experian has locations in 39 countries with headquarters in Dublin.

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3. Equifax

Equifax is a company headquartered in Atlanta, GA that offers online tools to manage and monitor credit reports and scores. They also offer identity theft insurance and assistance, and social security number monitoring.

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4. Credit Sesame

One of the best features of Credit Sesame is the ability to access your credit score. Your score will be updated on a monthly basis so you can begin to track important financial trends that appear in your credit report.

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5. TransUnion

Though it’s not always clear on TransUnion’s site, the bureau appears to offer only one way to see your VantageScore: Through its Credit Monitoring subscription service.

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