Speedy Loan Review

Speedy Loan Review

SpeedyLoan Personal loans review

Editor’s Rating

4.0/5.0

Speedy Loan Key information

If you need a personal loan, then Speedy Loan may be what you are searching for. It is one of the most well-known lead providers, which offers short-term loans. In case you need a reliable financial assistant to help you with credit issue, then this one may be a great option. It consists of only highly-qualified, experienced, reliable short-term lenders that are always ready to help you. Be sure, with SpeedyLoan you won’t experience any charges, as this service is FREE.

Pros and Cons of SpeedyLoan

Pros of Speedy Loan

  • Easy and quick form
  • Automatic deposit
  • Fast approval decision
  • Quick financial solution
  • Great customer support

Cons of Speedy Loan

  • Loan can be up to $1500
SpeedyLoan Personal loans review

Is it safe to apply with Speedy Loan?

Because Speedy Loan has no control over the rates and fees that each lender charges, it is recommended to carefully read and learn the terms associated with the offer before you decide to accept it. You are not obliged to receive an offer from a lender. Thus, you can cancel the process at any time at your discretion. SpeedyLoan is not responsible for charges or terms that are presented by a lender. Therefore, if you have any questions concerning the loan you need to contact your lender directly, take into account that every lender has his terms and conditions under which he can approve the loan. In case your application is not supported by the lender, then your request will be sent to third-party generators and advisers for consideration. Your lender’s actions may impact your credit rating. In case you don’t pay off your loan, your lender will report it to one of the major credit bureauses, which can negatively affect your rating. There is no guarantee that you will be approved by a lender, as not all lenders can provide up to $1500. The lender will help you to solve your immediate financial needs. However, you should know that the loans that are provided by the lenders are expensive forms of credit. SpeedyLoan will provide you will an immediate financial solution. However, you cannot consider it as a long-time solution in case you have serious financial problems. Consulting a professional credit counsellor would be wise.

Is Speedy Loan Right for You?

SpeedyLoan is an excellent decision for everyone who needs a quick and short-term loan. You need to fill in a secure application form and wait until your inquiry is submitted to your lender. Next, you need to fill in an inquiry form online at SpeedyLoan website. You will be matched to an extensive network of lenders. Once it is approved, you will be automatically directed to a lender’s page, where you need to read the terms of the loan. If you accept the lender’s terms your funds will be deposited on your account the next business day.

You can qualify for SpeedyLoan in case you:

  • Are at least 18 years old
  • Work and live legally in the U. S.
  • Have own bank account
  • Should not have accounts that are 60 days overdue
  • Have a constant income
  • Have no debt
  • Should not have recent or current bankruptcies
  • Have a valid email address and phone number
  • Meet minimum income requirements

SpeedyLoan Application Process

Speedy Loan makes it easy for you to receive your funds. All you need to do is to provide your personal information and point the amount of credit you need. Your private information (full name) will be used to help SpeedyLoan to contact you with a lender. Your lender will provide other details such as the terms, annual percentage rate, conditions, and fees associated with the loan you need.

Each lender at SpeedyLoan has his loan repayment terms. Thus, you need to carefully read all the requirements as well as terms before you decide to agree to a loan. Because each lender has his method of disbursing funds, you can receive your funds electronically and have your funds on the next day. In case you want to receive a paper check, then you should be ready that the process will take longer for you to receive your funds.

To apply for SpeedyLoan you need:

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  • Personal checking account
  • A constant source of income
  • Valid email address
  • Valid telephone number

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How Does It Work?

  • Confirm Your Submission

    The next step is to confirm your submission. Once you have logged you need to verify your submission to receive your funds. Then, wait until SpeedyLoan connects you with your lender.

  • Log in to your account

    Be sure all the private information is securely stored. Use your social security number and your mobile phone number to submit your request to receive your funds the next time you will need them.

  • Get Funds

    If approved, you may easily expect for your funds that you will directly get from your lender. If you agree with the terms provided by your potential lender, then you need to leave your electronic signature. You will get your funds at the next business day.

Speedy Loan Quick Facts

  • Thanks to a convenient web form, requesting funding is much speedier than ever
  • Submit your application form and provide your personal information through the secure network of SpeedyLoan
  • You will be connected with a massive amount of short-term lenders
  • You will get an approval within a few minutes
  • Your request will be automatically sent to short-term lenders
  • The decision is made within a few minutes of your submission
  • A lender that you have directed to will receive your inquiry within a few seconds
  • The lender will contact you and provide a loan agreement
  • You need to review the terms carefully
  • Leave your electronic signature
  • Once the lender has been approved your application, he will send your electronic funds to your checking account – this process may take up to one business day
  • Be sure in the safety and security of your private data
  • The loan fees will be automatically withdrawn from your checking account

Summary

Speedy Loan may be a good solution for those who need an immediate financial settlement, but not for those who are searching for long-term financial assistance.