10 Best Home Warranty Companies of 2020

A great home warranty plan can give you peace of mind at a low cost.

If you’re like most people, your home is the single largest investment you’ll ever make. One way to protect that investment is through a home warranty, which provides discounted repair and replacement services for household appliances and systems.

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1. American Home Shield

American Home Shield is one of the only home warranty companies on the market to offer a fully customizable plan. So this solution ensures that you only pay for what you use. You can also choose between paying higher service fees or higher monthly premiums.


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2. American Residential Warranty

American Residential Warranty has been in business for 10 years. It has nationwide coverage and offers 12-month plans with several different plans and bundle options. Coverage begins 30 days after purchase, as is typical with the plans.


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3. Liberty Home Guard (LHG)

In addition to the coverage you would expect for the home and its major systems, Liberty has a deep list of nice-to-have extras that make coverage among best in class.


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4. The Home Service Club

Choose from two plans with standard or comprehensive coverage for systems and appliances. Optional add-ons available. Premiums and specific coverage vary by state, but average $35 a month. Deductibles range $65 to $125.


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5. Select Home Warranty

Select from three plan options. Monthly premiums start at $35 with deductibles as low as $45. No service recall period. Roof coverage included. Special promotions include free extra months on your contract.


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6. Cinch Home Services

No matter which Cinch Home Services plan you choose, you won’t be denied coverage for unknown preexisting conditions, rust, or corrosion. What’s more, there’s a 180-day “workmanship guarantee.” If the problem persists, Cinch will fix it at no additional cost to you.


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7. AFC Home Club (America's 1st Choice)

With AFC Home Club, you can choose from four plans and a list of additional coverage options. If you need service, you can call customer service 24/7/365 or file a claim online. In general, the company will dispatch a technician within 24 to 48 hours.


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8. 2-10 Home Warranty

A 2-10 home warranty service plan covers the repair or replacement of your home’s major systems and appliances. Covered systems include AC units, furnaces, plumbing, water heater and electrical. You can add on additional coverage options to the original plan. Plans start at $440 per year.


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9. First American Home Warranty

First American offers solid affordable plans for the homeowner on a budget, with plans ranging from $42 to $46.50 (varies by location), but only for 35 states in the U.S.


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10. Amazon Home Warranty

Amazon Home Warranty offers three plans and more add-on coverage options than most other home warranty companies. This can be a plus if you have a higher-end home with multiple systems or custom features.


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