BadCreditLoans Review

BadCreditLoans Review

badcreditloans review

Editor’s Rating


BadCreditLoans Key information

It is difficult to rebuild your credit score from scratch, especially if you have a bad credit score because of mistakes you made in the past. Lenders do not like to deal with borrowers who have a poor credit history. Even if there are those who do, they tend to charge quite high fees and interest rates. That is where BadCreditLoans comes in.

Since 1998, BadCreditLoans has been helping those people who have a bad credit score. This financial platform is free to apply. Thus you can connect with a lender who can approve your loan application despite your low credit score. It is a loan aggregator, which links borrowers with lenders. It helps every one, no matter what your credit history or score is.

If you decide to apply with BadCreditLoans, you should be ready to uneasy-accessible customer service. Thus, it does not guarantee that you are approved even if you are connected. Moreover, this loan aggregator does not offer the best terms or the lowest rates, but BadCreditLoans can be loyal to those whom other loan platforms have refused to help.

In case you have poor credit or bad credit history, but need an immediate financial solution, choosing BadCreditLoans may be a wise decision.

Pros and Cons of BadCreditLoans

Pros of BadCreditLoans

  • Personal loan starting from $500 up to $5,000
  • Pay the loan back in monthly installments
  • Great for clients with poor credit score
  • Private information is protected by data encryption technology
  • Fast, easy and convenient loan request
  • It’s free to try
  • The service is open 24/7
  • You choose how to use the funds
  • Responsible lending
  • Saves a lot of time
  • You are not obliged to accept any loan you are offered
  • You can get your funds the next business day
  • No fees or obligation

Cons of BadCreditLoans

  • High interest rates
badcreditloans review

BadCreditLoans Application Process

BadCreditLoans is a short-term connection service. BadCreditLoans requires you to provide all your financial information, including your income, credit report and any credit debts you have. Then, you will be automatically connected to many different lenders. You will get a special offer from a lender who matches all the information you have put in. Once you accept the offer from your lender, you will start working directly with the financial institutions you have been matched with. BadCreditLoans is not responsible for the further loan agreement, terms and conditions between you and your lender.

BadCreditLoans can provide you with a loan, starting from $500 up to $5000. Loan terms vary, depending on the loan you need as well as lender’s requirements. Therefore, it varies, from 3 months up to 36 months with varying interest rate: from 5, 99% – 35, 99% APR (it depends on the lender’ requirements).

Therefore, if you decide to apply with BadCreditLoans, you will need to fill out a simple application form, where you need to provide the following information: your name, date of birth, address, phone number, monthly income, employment information, credit type, loan reason and amount requested. Moreover, you should answer the question concerning military duty. In case you are in active military duty, you should point it in your request form. Finally, you will need to indicate your valid bank account number as well as routing number through which the lender will transfer your funds. All the previously mentioned information should be provided before you get a quote. Therefore, if you accept a loan offer presented by your lender, you should confirm your decision through an email signature on the contract. Then your lender will distribute your funds to your bank account. The repayments terms range from 3 – 36 months.

How to Request a BadCreditLoans?

To request a loan with BadCreditLoans, you need to meet simple requirements:


  • Be at least 18 years old
  • Be a legal citizen of the United States
  • Have a valid checking account with your name on it
  • Provide your current employment information.


BadCreditLoans will save you a lot of time. You will not spend hours, weeks and months in frustrating and pointless phone calls, web browsing, BadCreditLoans will do it instead of you. It will help you to find a suitable lender based upon the information you provided.

BadCreditLoans markets the next loan types:


  • Personal loans
  • Auto loans
  • Home loans
  • Student loans
  • Business loans


BadCreditLoans is the best decision for those who:


  • Have poor credit and are searching for an immediate financial solution to satisfy their needs;
  • Can repay their loans quickly;
  • Are looking for a smart alternative to payday loans.


BadCreditLoans Quick Facts

  • No fees or charges

    BadCreditLoan does not require payment to connect its consumers with lenders. Filling out as well as submitting an application is also free.

  • Large loan amounts

    Lenders at BadCreditLoans offer loans up to $5000.

  • Easy and quick form

    Within a few minutes, you will be connected with your lender, and you will get whether you have been successfully combined with the lender within a short period.


Banks, as well as the other financial institutions, can be reluctant to provide credit services to those customers who have a poor credit score. BadCreditLoans changes that. It is not a lender, but it helps those who have less than perfect and those who have a poor credit history. This service connects the borrower with an extensive network of financial service providers and lenders, offering different types of loans. BadCreditLoans will connect you with a lender who will give you a chance and provide you with the loan. Strive to improve your credit score to have higher chances as well as options in future.